For many drivers, the end of the year is the moment when the idea of upgrading to a new vehicle becomes more than just a thought. It’s when new-model inventory arrives, trade-in values remain strong, and Volvo introduces special holiday programs designed to make premium ownership more accessible.
If you’re considering a new Volvo SUV, December provides some of the best opportunities to pair smart timing with meaningful financial benefits.
Take Advantage of Sign & Drive Convenience
Volvo’s Holiday Safely Sign & Drive Event gives shoppers an easy, accessible path into a new vehicle. With $0 down, $0 due at signing, and $0 first payment on select new Volvo SUVs, buyers can move forward without the larger upfront costs that typically accompany leasing.
For anyone who values predictable budgeting or prefers to keep more cash available during the holidays, these Sign & Drive programs offer a practical, low-stress approach to getting behind the wheel of a new Volvo.
Current Sign & Drive offers include:
2026 XC40 Plus Dark Gas B4 FWD
• $595 per month for 36 months with $0 due at signing
• 2.99 percent APR financing up to 72 months
• $1,000 Holiday Allowance
• Starting at $43,900 MSRP
2026 XC60 Plus Gas B5 AWD
• $735 per month for 36 months with $0 due at signing
• 2.99 percent APR financing up to 72 months
• $3,000 Holiday Allowance
• Starting at $54,300 MSRP
2026 XC90 Plus Gas B5 AWD
• $952 per month for 36 months with $0 due at signing
• 2.99 percent APR financing up to 72 months
• $3,000 Holiday Allowance
• Starting at $65,050 MSRP
These offers make premium Scandinavian design, safety innovation, and hybrid performance more approachable than ever during the holiday season.
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Match Volvo’s Holiday Incentives to Your Driving Needs
The beauty of Volvo’s December lineup is that each model offers something unique for a different type of driver. Shoppers who want a compact luxury SUV with modern efficiency might gravitate toward the XC40, while those seeking more space, capability, and refinement will find the XC60 or XC90 better suited to family life or long-distance driving.
By pairing model-specific strengths with Volvo’s holiday allowances and low-APR financing, buyers can create a vehicle and payment structure that aligns with both lifestyle and long-term ownership goals. This is especially valuable for drivers who plan to keep their Volvo beyond the lease term, since financing incentives lower the total cost over time.
Combine Trade-In Value with Holiday Savings
December is also a smart trade-in month. Strong used-car demand and refreshed manufacturer incentives can work together to create an ideal scenario for owners looking to upgrade. When the value of your current vehicle is combined with Volvo’s holiday allowances or a Sign & Drive lease, the overall financial impact becomes even more favorable.
Even if you’re unsure of your trade-in value, a quick appraisal helps clarify your budget and lets you explore how far your equity can go when paired with Volvo’s limited-time promotions.
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Secure Today’s Offers Before They Expire
It’s important to note that Volvo’s Holiday Safely Sign & Drive Event ends January 2, which adds a natural sense of urgency for anyone evaluating year-end vehicle decisions. These programs don’t run indefinitely, and once they end, payment structures and allowances may shift. Shoppers who act during the holiday window can lock in the low-APR financing, zero-down lease options, and model-specific allowances that make December one of the most value-packed times to upgrade to a new Volvo SUV.
What We’re Asked
Q. Why is December a good time to buy or lease a Volvo?
A. December offers include Sign & Drive leasing, holiday allowances, and low-APR financing, making premium ownership more affordable than at many other times of the year.
Q. What does $0 due at signing really mean?
A. It means your lease begins without an upfront payment at the dealership. Taxes, registration, or optional add-ons may still apply, but Volvo’s program eliminates the typical cash required at signing.
Q. Is financing at 2.99 percent a good deal?
A. Yes. For a premium vehicle, a 2.99 percent APR significantly reduces interest costs over the life of the loan compared to standard market rates.
Q. Which Volvo model offers the best holiday value?
A. It depends on your needs. The XC40 is ideal for efficiency and urban driving, the XC60 blends comfort and versatility, and the XC90 offers three-row luxury and space.
Q. Can I combine my trade-in with holiday incentives?
A. Yes. Your trade-in value can work alongside holiday allowances or Sign & Drive offers to reduce payments or improve your overall financing position.
If you’ve been considering a new Volvo, this holiday season provides a rare combination of value, flexibility, and Scandinavian craftsmanship. Visit Volvo Cars Perrysburg to explore these December offers and find the Volvo SUV that fits your lifestyle and budget.